Retiring on $1 Million | US vs Costa Rica

https://vitalitywp.scoreapp.com/questions — Are you actually ready to move to Costa Rica? Take the free quiz. You saved a million dollars. You did everything right. But is it actually enough to retire — and does the answer change depending on where you live? In this video, I break down the real math behind a $1M retirement in the United States vs. Costa Rica. Same income. Same portfolio. Same Social Security. Two completely different outcomes. This isn't hype and it isn't fear. It's the actual numbers — housing, healthcare, taxes, day-to-day living — side by side. And then I answer the five biggest questions that come up the moment Costa Rica stops being a daydream and starts becoming a real decision. 🔗 Free Assessment: Are You Actually Ready to Move Abroad? https://vitalitywp.scoreapp.com 🔗 Book a Call https://calendly.com/brennan-vitalitywealthplanning/ready-to-move-abroad 🔗 Monarch 50% Off Access Code https://monarch.com/referral/vq0snt5o6j?r_source=share We cover: • What $1M in retirement income actually produces per year • The real cost of housing, healthcare, and daily life in the US vs. Costa Rica • Why healthcare inflation is quietly eating your Social Security • Whether you can collect Social Security abroad (yes) • Residency paths: Pensionado, Rentista, and Investor visas • How Costa Rica's territorial tax system works • The healthcare gap for early retirees — and why Costa Rica solves it • The honest trade-offs nobody else talks about Who This Is For: • Pre-retirees or retirees with ~$500K–$1.5M saved • Anyone asking "is my money actually enough?" • Families seriously considering Costa Rica • People tired of vague advice and ready for real numbers I'm Brennan Vitali and I help families move to Costa Rica and build a life they can afford and love. I live here with my family and work with people every day who are running exactly these numbers. Because it's entirely possible. You just need architecture behind the adventure. CHAPTERS 00:00 Is $1 Million Actually Enough to Retire? 01:00 The Engine Metaphor — How to Think About Your Money 01:30 The US Road — Income Breakdown ($60-65K/Year) 02:00 Housing Costs in the US 02:30 Healthcare Costs — The $172K Problem 03:15 The Couple With $1,400/Month Left Over 03:45 The Costa Rica Road — Same Engine, Different Road 04:00 Housing in Costa Rica's Central Valley 04:45 Healthcare — The Caja System Explained 05:15 What a Tuesday Actually Looks Like in Costa Rica 06:00 The Bottom Line — $3,000/Month in Margin 06:30 The Five Questions Everyone Asks 07:00 1. Can I Collect Social Security in Costa Rica? 07:30 2. Do I Need Residency? 08:15 3. What About Taxes? 09:00 4. Healthcare Before Age 65 09:30 5. What If It Doesn't Work Out? 10:00 The Honest Trade-Offs Nobody Talks About 11:00 What This Comparison Is Really About 12:30 The Readiness Assessment — Your Next Step This video is for educational purposes only and does not constitute personalized financial, tax, or legal advice. Consult a qualified professional for your specific situation. Tax laws and residency requirements are subject to change. --- DISCLOSURE: This video is for educational purposes only and should not be considered personalized financial, investment, tax, or legal advice. Please consult qualified professionals for advice specific to your situation. All projected figures are estimates only; they are not guarantees and should not be construed as promises of future investment or tax outcomes. Vitality Wealth Planning LLC is a registered investment adviser in the State of Indiana and Washington. Registration does not imply a certain level of skill or training, and regulatory authorities do not pass on the merits of any securities or the quality of investment advice. "Vitality Wealth Planning" is a registered trade name of Vitality Wealth Planning LLC.